How Amex Offers Can Save You Hundreds Or Thousands A Year On Travel

Amex Offers can save you hundreds or thousands a year.

I talk a lot about using credit card sign up bonuses to get to your next free trip.

They are after all the easiest and fastest way to earn points and miles.

I also talk about putting your normal spend on credit cards to build your points.

One very unique program that can add points or give you some cash back is the Amex offers program.

There are very few programs like it though Chase is expanding it’s “Chase Offers” program.

American Express still leads the pack in this though.

In case you are not familiar or only know a little about Amex Offers, here is everything you need to know.

If you have an American Express card, you should be using these offers.

Again, you can save hundreds or thousands a year or get a lot of extra points.

What are Amex Offers?

Amex Offers are special deals offered to American Express cardholders.

They can save you money or let you earn extra points on shopping, dining out, or travel purchases.

Offers are for a limited time and have an expiration date.

New offers are added frequently.

The offers are limited, so you should register before the offer runs out.

Again, they can take the form of cash back (a statement credit) or points and miles.

For example, a statement credit offer may say, spend $x amount at Merchant A and get $y amount back.

An offer for points or miles may state “spend $x and get y amount of points or miles back.

Here are some current Amex offers:

• Hilton: Spend $250, get $60 back.
• Grubhub.com/Seamless.com: Spend $20 or more, get $5 back. Can use up to 2 times, $10.
• Marriott: Spend $250 or more cumulatively, get $75 back.
• Delta: Spend $300 in one or more transactions, get $125 back.

Which American Express Credit Cards Have Amex Offers?

All personal and business American Express cards come with Amex offers

Even Bluebird and Serve cards come with offers though they won’t be as lucrative as personal or business American Express card offers.

The only cards that do not come with Amex offers are American Express corporate, gift cards, or prepaid cards.

Where do you find Amex offers?

You can find Amex offers either on the website or the app.

On the website, scroll down to the “Amex offers and benefits” section.

On the app, you will see the “Offers” tab.

How To Use Amex Offers

Step 1: Log into your Amex account and go to the offers section

As explained earlier, you will find the “offers” section on the website or the app.

Step 2: Check offers for all cards

Each card may have different offers.

For instance, if you have a Delta card, you may have an offer for a Delta discount on that card.

Step 3: Register for an offer

Register for offers by clicking “Add to card.”

Once you add an offer to one card, it will disappear from other cards.

There are a limited number of slots for offers, so even if you don’t use the offer, add it.

Step 4: Make a purchase and get your points or statement credit

After you make a purchase, you will receive a notification saying you will receive your statement credit or points within 90 days.

Things You Want To Watch
Out For

There are many different rules for each offer, so to make sure you receive your points or cash, you want to watch out for a couple of things.

First, you want to read the offer carefully.

For example, some offers require spending in one transaction.

Others can be spread out of over multiple transactions.

Some offers require an in store purchase.

Others require an online purchase.

Some allow you to purchase a gift card.

Others do not.

Can You Use Amex Offers On Multiple Cards?

No.

Again, as stated earlier, the offer will disappear from your other cards as soon as you add it.

Each American Express card will have different offers.

Most people have more than one American Express card, so you may see an offer for the same offer on multiple cards.

You are only allowed to use an offer on one card, so pick carefully.

If you had an offer at Hilton on both your Marriott and Hilton card, then it would be best to use the Hilton card for the purchase and maximize your points.

To the best of my knowledge, a Hilton offer would not be on a Marriott card though.

How To Get The Most Out Of Amex Offers

Since Amex offers only require an American Express card, you can stack with other activities.

For instance, if you have a coupon to save $10 at Staples you can stack with an Amex Offer.

You can also stack with a cashback portal.

Make sure to maximize points with your Amex card used on purchase.

For instance, if you are adding a Delta offer and you have the Platinum card, you would want to use that and get 5 times the points.

Tips

• Check all Amex cards for offers
• Make sure to add to the right card
• Use the Amex card that will earn you the most points on the purchase
• Stack with coupons and cash back sites
• Add an offer as soon as possible before it disappears even if you do not use it
• Know you can only use an offer on one card even if the offer appears on multiple cards

Summary

Although Chase and other banks have tried to create something similar to Amex Offers, American Express leads the way in this.

People save hundreds or thousands a year or put a lot of extra points in their account.

If you have an American Express card, you should be using the Amex offers program.

Have you ever used the program?

Did it save you a lot of money?